An Excel template that calculates your minimum rate, runway, and whether a project is profitable — taxes, depreciation, and loans included.
Currency, tax regime, working capacity. Set once — everything recalculates automatically.
Housing, transport, health, lifestyle, insurance, savings. What you actually need to take home.
Personal and business debts, interest rates, estimated payoff dates.
Software, marketing, accountant, taxes — including depreciation and loan payments.
Laptop, tablet, phone. How much to set aside monthly so replacement never blindsides you.
Minimum rate, target rate, scenario simulator, and Next Worry Date.
Standalone sheet per project. Price + hours in — margin, effective rate, go/no-go out.
You set your rate by looking at what others charge
You finish a project and barely break even
You don't know how long you can survive without a new client
You forget your laptop will need replacing eventually
You underestimate non-billable hours every single month
You have loans but don't factor them into your pricing
Finally understand what I need to charge. Set it up in an afternoon and immediately saw I was undercharging by 30%.
The Next Worry Date feature alone is worth it. Changed how I think about my pipeline completely.
Simple enough that I actually use it every month. The project profitability sheet saved me from taking a bad client.
Present your studio professionally.
Win more clients with a polished proposal.