Freelancer Finance Calculator

Know exactly how much you need to charge.

An Excel template that calculates your minimum rate, runway, and whether a project is profitable — taxes, depreciation, and loans included.

★ 7 sheets, 92+ formulas
🔒 Secure Stripe payment
✓ Invoice on email instantly
⊕ No subscription ever
Excel Template
$14.99
one-time payment · no subscription
  • 7 sheets, 92+ automatic formulas
  • Tax regime settings (flat / itemized)
  • Next Worry Date & runway calculation
  • Equipment depreciation tracker
  • Debts & loans with payoff dates
  • Project profitability (standalone)
  • PDF invoice delivered by email
  • Lifetime updates
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Freelancer Finance Calculator$14.99
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What's inside

7 sheets. One complete system.

Settings

Currency, tax regime, working capacity. Set once — everything recalculates.

Personal expenses

Everything you need to take home each month.

Debts & loans

Personal and business debts with estimated payoff dates.

Business expenses

Software, taxes, depreciation — true cost of running your studio.

Depreciation

Monthly amount to set aside so gear replacement never blindsides you.

Results & Runway

Minimum rate, target rate, scenarios, and Next Worry Date.

Project profitability

Go/no-go on every project before you say yes.

Who it's for

If any of these sound familiar, this is for you.

You set your rate by looking at what others charge

You finish a project and barely break even

You don't know how long you can survive without a new client

You forget your laptop will need replacing eventually

You underestimate non-billable hours every single month

You have loans but don't factor them into your pricing

What people say

Built by a freelancer,
for freelancers.

★★★★★

Finally understand what I need to charge. Set it up in an afternoon and immediately saw I was undercharging by 30%.

— Marcus T., Brand Designer
★★★★★

The Next Worry Date feature alone is worth it. Changed how I think about my pipeline completely.

— Sarah K., UX Freelancer
★★★★★

Simple enough that I actually use it every month. The project profitability sheet saved me from taking a bad client.

— David R., Web Designer